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Chapter II: Etiquette of Marriage

(c) To show good and to treat well at the time of acceptance of price and realisation of dues. It is expressed in three ways — (1) to accept less price at times ; (2) to grant time when realising the dues ; (3) and to demand in a good manner. The Prophet said :
May God show mercy on easy purchase, easy sale, easy payment of price and easy payment of debt. Consider the prayer of the Prophet as valuable . The Prophet said : Forgive and you will be forgiven. He said : If a man grants time to a needy man to repay debt or remits it, God will make his account easy. In another narration : God will give him shade on the day when there will be no shade except that of the Throne. The Prophet mentioned about such a person who oppressed, his soul very much and was engaged in sins. When he will be presented on the Judgment Day, it will be found that he has got no good deeds. He will be asked :
Did you no do any good deed ? He will say : No, but I advanced loan to the people. I used to say to my children : Grant time to the solvent and remit the poor. God then will say: I am more fit in this matter than you. Then God will forgive him. The Prophet said : I saw it written on the door of Paradise : One act of charity will bring ten rewards and one act of loan will bring eighteen rewards. It is said here by way of explanation that charity may not always reach the truly poor, but none but the needy bears the disgrace of loan. If a man sells something to a man and does not then realise its price and does not demand it, it is considered as a loan. When Hasan Basari sold his ass for four hundred dirhams, the purchaser said to him : Reduce it by one, hundred dirhams.
He reduced it so. He again said : Do good to me. He said : I remit you another one hundred dirhams. Then he accepted two hundred dirhams and said : In this way, good is done to a person.
There is in Hadis : Accept your dues with pardon, whether it is paid up in full or not, then God will make your account easy.

(d) To do good at the time of payment of debt. To pay debt in a god manner is 'Ihsan' or doing good to another. Clear the debt before demand. Going to the creditor personally and not to wait for its demand is considered as doing good. The Prophet said : He is the best among you who pays his debt in a good manner. Clear it before the time fixed for it and pay something more than the principal . The Prophet said : If a man intends to pay at the time of

Vol-II Trade and Commeree 57

Source: Imam Al-Ghazali, Ihya Ulum al-Din (Revival of the Islamic Sciences)
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