Aslam

Praise be to Allah.wa aliaikum us-salaam wa-rahmat ullaahi wa-barakaatuh.

al-hamdu lillaah.

(a) Jumhoor al-ulemaa' (vast majority of the scholars) agree that the

aqeeqa is a sunnah mustahabbah for those who are capable of doing it and

can afford it. Among its benefits are breaking the influence of the

shaitaan on the new-born. It is also permissible for a Muslim to make an

aqeeqah for himself if his parents did not perform it for him. Similarly,

he can do it for his children even if it is after many years if he didn't

do it when they were young.

Refer to the book "Tuhfat ul-Mawdood bi-Ahkaam il-Mawlood" by Imam Ibn

ul-Qayyim, Chapter 6: "The Aqeeqah and its Rulings", Part 19: "The Ruling

for One Whose Parents Did Not Perform an Aqeeqah--Should He Perform one on

His Own Behalf?" for more details. It is mentioned there that Ismaa'il ibn

Sa'eed al-Shaalanji asked (Imam) Ahmed regarding a man whose father

informed him that he did not perform an aqeeqah on his behalf--should he

perform it on his own behalf? He said,

"That is the father's duty." ...

and it was said, "Should one perform an aqeeqah on his own behalf as an

adult?" ... and I saw that it is preferrable if an aqeeqah was not

performed as a child then it should be performed as an adult, and (Imam

Ahmed) said:

"If someone does that I would not discourage it or regard it as

reprehensible."

(b) It is not mandatory for a person to take a loan in order to spend on an

aqeeqah. However, if he does it then it would be considered commendable as

per Imam Ahmed's opinion. It was related by Abi il-Harith that he asked

Abu Abdullah regarding one who doesn't have enough to perform an aqeeqah;

Imam Ahmed said,

"If he borrowed for it I hope Allaah would reward and

provide for him by virtue that he has observed a sunnah."

Refer to "Tuhfat il-Mawdood," same chapter, Part 11: "Regarding Borrowing

for an Aqeeqah and its Rulings and Benefits."